Leasing
The best alternative to finance assets.
It is a financing alternative, designed to acquire goods, through lease contracts with or without an option to purchase. This line of credit is aimed at legal entities or natural persons with a business establishment, for the financing of fixed assets with a term of more than six months.
Characteristics
- For real estate leasing up to 140 months, other leasing lines up to 72 months.
- Minimum Quota: For Vehicles from 31 SMLV, for Technology, Software, Machinery and Equipment from 31 SMLV and other Assets from 50 SMLV.
- For vehicles for freight transport, public passenger service (urban or intermunicipal) and special services. The asset must be income or savings generating; the client's only source of income should not be the asset to be financed. The maximum financing term is 60 months.
- Financing of used cargo and passenger vehicles not older than 5 years. Amount up to 70% of the value of the guarantee.
- Financing of new vehicles for freight and passenger transportation. Amount up to 90% of the value of the guarantee.
Profits
- The balance decreases monthly with the payment of the installment.
- Decrease in the monthly fixed fee, with previously agreed extraordinary installments.
- Financing plans with a purchase option, which range between 1% and 10% and are canceled at final maturity.
